Dear Madam,
According to your information, Your Sister has 8 more years of service (ie pension age 55 ? 47= 8).
That means, She has 8 years of regular income. thus she could pay the premium without fail for next 8 years.
The best plan for her would be Metlife Monthly Income Plan.(7 Year Pay).
(ie Pay a regular premium for 7 years ?wait for 3 more years. From 11th year onwards you will be elegible for getting a guaranteed Monthly Income for next 15 years. At the end of the pOLICY tERM, YOU WILL GET AN AMOUNT AS MATURITY BENEFIT I?ie at her 64th age)
Go to the following link to get the plan details.
http://www.metlife.co.in/MetLifeIndPlans_Monthly_MMIP.aspx
iF ANY DOUBTS or Queries CONTACT ME: kirankgupta1@yahoo.com
-KIRAN
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